Hotel Financing Services

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Unlike most hotel industry brokers, Prime Resource Finance (PRF) works with both branded and independent hotels, including corporate entities with multiple hotels, first-time hotel owners, family owned and operated hotel owners, real estate investment trusts (REITs), and boutique hotel owners. We have dedicated coverage throughout Canada and the U.S., and our network of local, national and international lenders grants us access to terms and conditions that will suit your needs.

Acquisition Loans

PRF is an industry leader in developing financing solutions through its lender network for short- and long-term acquisition loans. Loans consist of transitional, stabilized or non- stabilized assets that have a value-add component. They can be flagged or independent, in all market segments. Our daily interaction with senior level hotel lenders allows us to closely track lender appetite and capital allocations for each lending institution. We know the criteria for approval for each lender and will construct a presentation that’s transparent and shows the deal’s credit-worthiness. Lenders appreciate our thorough underwriting and modeling which directly translates into loan approvals.

Refinancing Loans

PRF actively participates in refinancing existing mortgages for hotel owners. While many owners could simply renew with their existing lender, we’re an important intermediary that can source out better terms from alternative sources. We provide options! And most lenders look at past historical financial performance, whereas we focus on both past and future performance. Our Performa-based underwriting looks at each deal uniquely. Does the owner need an equity out for an upcoming renovation, partnership buyout or equity to purchase of an additional property? Borrowers have different objectives through the life cycle of their asset. and each financing situation is unique. We provide value-add solutions.

Construction Loans

PRF acts as an intermediary for construction loans. We’ve built relationships in the industry provide you access to the network we’ve developed over the years. You need to build a team that has a track record for developing hotels on time and on budget. You need a lender that understands the ebbs and flows of hotel construction, one that’s committed to a project including timely draws. Having the right relationships is critical to the success of your hotel construction project. Borrowers and lenders appreciate our expertise in hotel construction, and our understanding of how to get the project off the ground.

The boutique nature of our firm allows us to provide customized financing solutions and expeditious operations. From our hotel property review through to approval and closing, using the depth of our capital resources, market knowledge, and expertise, Prime Resource Finance creates versatile hotel loans that meet the needs of our borrowers and lenders alike.

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